Personal loan agreement template

Time: 2020-01-28 Source : model text Recommended visit : Agreement

Personal loan agreement model one :

Party A borrower: _________________

ID number: _____________________

Party B Lender: _________________

ID number: ______________________

Party A and Party B have reached the following agreement on the basis of equality, voluntariness, and consensus on the issue of borrowing, so that both parties can comply with it.

Party B will lend Party A RMB Capital ______________ and deliver it to Party A before ____ month ____.

Borrowing interest: _________________

Borrowing period :

Repayment date: ____year____month____ day. Repayment method: cash / __________ payment.

Liability for breach of contract :

1. Borrower's liability for breach of contract

1 The borrower does not use the loan for the purpose stipulated in the contract, and the lender has the right to recover part or all of the loan, and the penalties will be charged at the interest rate specified by the bank for the default use.

2 If the borrower does not repay the loan overdue, the lender has the right to recover the loan and pay a daily interest of 1% from the maturity date.

3 If the borrower uses the borrowing to cause losses and waste, or uses the loan contract for illegal activities, the lender shall recover the principal and interest of the loan, and the relevant unit shall hold the administrative and economic responsibility of the person directly responsible. In serious cases, the judicial organ shall investigate it.criminal responsibility.

2, the lender's default liability

1 The lender does not provide the loan on schedule, and shall pay the borrower a penalty fee based on the amount of default and the number of days of extension. The calculation of the amount of liquidated damages is the same as the calculation of the penalty interest rate for the borrower.

2 Those who use loan contracts for illegal activities shall be investigated for administrative and economic responsibilities. If the circumstances are serious, the judicial organs shall be held criminally responsible.

Dispute resolution method: The two parties settle the dispute through negotiation. If the solution fails, submit it to the __________ people's court.

This contract takes effect from ______. This contract is in duplicate, each party holds one, and the contract text has the same legal effect.

Party A signature and seal: Party B signature and seal with copy of ID :

Date of contract signing: Date of contract signing :

Personal loan agreement model two :

Party A borrower: _____________________

ID number: _________________________

Party B Lender: _____________________

ID number: _________________________

Party A and B agree on the following issues and sign this contract.

1. Party B will lend Party A RMB Capital _____________________ and deliver it to Party A before _____________________.

II. Loan interest: _____________________________________________

III. Borrowing period: _____________________________________________

IV. Repayment date and method: _______________________________________

V. Liability for breach of contract: _____________________________________________

VI. This contract takes effect from _____________________. This contract is made in duplicate and each party holds one.

Party A signature and seal: _____________________

Party B signature and seal: _____________________

Date of contract signing ______________ Date of contract signing ______________

Model Form 3 of Private Loan Contract

Lender: ××

Borrower: ××

I. Purpose of borrowing

Zhang ×× is in need of self-employment and urgently needs a sum of funds.

II. Amount of borrowing

The borrower borrows RMB ** 10,000 from the lender.

III. Borrowing interest

From the date of the loan, the interest is calculated based on the actual expenditure and compound interest is calculated. During the loan period stipulated in the contract, the annual interest is 7%. If the borrower does not repay the loan on time, the overdue portion will be charged an additional 0.5%.

IV. Borrowing period

The borrower guarantees that from ** year * month to ** year * month, the loan will be repaid at the interest specified in this contract. If the loan is overdue, the lender has the right to recover the loan within the period.

V. Changes in Terms

If the terms of the contract need to be changed due to a change in the interest rate by the country, both parties shall sign the contract change document as part of this contract.

VI.Rights and Obligations

The lender has the right to monitor the use of the loan, understand the borrower's ability to pay debts, etc. The borrower should truthfully provide relevant information. If the borrower does not use the loan in accordance with the contract, the lender has the right to recover part of the loan, andFor the default part, refer to the bank regulations to increase the penalty interest. If the lender repays in advance, the interest shall be reduced according to the regulations.

VII.Warranty terms

1 The borrower uses 6 of his own house as collateral, and the loan cannot be returned to the lender when it is due, and the lender has the right to dispose of the collateral. If the borrower returns the loan in full when it is due, the mortgage right is extinguished.

2 The borrower must use the loan in accordance with the purpose stipulated in the loan contract, and shall not divert it to other purposes or use the loan for illegal activities.

3 The borrower must repay the principal and interest within the time limit stipulated in the contract.

4 The borrower is obliged to accept the inspection of the lender, supervise the use of the loan, and understand the borrower's plan execution, operation management, financial activities, material inventory, etc.

5 When a guarantor is required, the guarantor has the right to recover from the borrower after performing joint and several responsibilities